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Contact Us


New Barn

Manor Farm Courtyard

Southam Lane




GL52 3PB

Phone: +44 (0)1242 514563

© 2018 by HDA Chartered Financial Planners

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

HDA is the trading name of Hugh Davies Associates Limited which is authorised and regulated by the Financial Conduct Authority (Firm no. 125569). Registered in England No. 1998413.   Registered Office New Barn, Manor Farm Courtyard, Southam Lane, Southam, Cheltenham, GL52 3PB.  Telephone: 01242 514563

Life, Health & Medical

We all like to think that we are indestructible and bad things only happen to other people.  Of course we can never know what lies in store for us.


When it comes to protecting our livelihood and our family we need to ask ourselves some difficult questions.  What would happen if I couldn’t work because of ill-health; or I was injured in an accident and couldn’t do my job for a long period of time?  What would happen to my family if I died?


The questions quickly start to mount up:


  • What about the mortgage and car loan and credit cards?  

  • What about the basics – light, heat, food?

  • What about the future?

  • What about the children?


At HDA we can help you to review the cover offered by any existing policies and by your employer(s).  Taking account of your own circumstances and needs we can then talk to you about:


  • Life Cover – to provide a lump sum benefit in the event of death or upon diagnosis of a terminal illness.

  • Family Income Benefit – to pay a regular income to your family in the event of your death.

  • Critical Illness Cover – to provide a lump sum payment or payments upon diagnosis of one of a number of specified serious illnesses.

  • Income Protection - to provide a regular income if incapacitated as a result of accident or ill health.

  • Private Medical Insurance – to provide prompt access to the best medical care


We can arrange suitable policies for you and ensure that they are set up correctly, using individual trusts as and when appropriate.  We can review your needs with you on a regular basis.


We are also able to advise employers on suitable group cover for some or all of their staff.


For further information or individual advice please get in touch.