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Contact Us


New Barn

Manor Farm Courtyard

Southam Lane




GL52 3PB

Phone: +44 (0)1242 514563

© 2018 by HDA Chartered Financial Planners

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

HDA is the trading name of Hugh Davies Associates Limited which is authorised and regulated by the Financial Conduct Authority (Firm no. 125569). Registered in England No. 1998413.   Registered Office New Barn, Manor Farm Courtyard, Southam Lane, Southam, Cheltenham, GL52 3PB.  Telephone: 01242 514563


The popular press likes nothing better than a “bad news” story about pensions.  It started with Robert Maxwell, then there was Equitable Life.  Mis-selling scandals, underfunded company pension schemes, volatile stock markets (nothing to do with pensions but all grist to the mill!).  No wonder then that so many people shy away from the “P word”.


But they are wrong to do so.  The ugly duckling of the past has become a beautiful swan.  Increased flexibility and access combined with compelling tax incentives make the modern pension plan worthy of consideration by all.