Peter Clark

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like personal tax and trust, business financial, pension and investment planning.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit, candidates can demonstrate an understanding of: the process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to analyse and apply financial information and portfolio management skills.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This exam tests advisers on their knowledge of the Taxation of Pensions Act 2014 and their ability to explain the new legislative, reporting and compliance requirements arising from the pensions reforms.

The objective of this unit is to develop an understanding of the financial services industry including regulation and legislation.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This module provides a solid grounding in the financial services industry and its regulation.