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Address:

New Barn

Manor Farm Courtyard

Southam Lane

Southam

Cheltenham

Gloucestershire

GL52 3PB

Phone: +44 (0)1242 514563

© 2018 by HDA Chartered Financial Planners

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

HDA is the trading name of Hugh Davies Associates Limited which is authorised and regulated by the Financial Conduct Authority (Firm no. 125569). Registered in England No. 1998413.   Registered Office New Barn, Manor Farm Courtyard, Southam Lane, Southam, Cheltenham, GL52 3PB.  Telephone: 01242 514563

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  • Robin Etherington

Savings Confusion


The popularity of Cash ISAs has reduced considerably over the past year as interest rates have fallen. Furthermore, the introduction of the Personal Savings Allowance from April 6th this year will see all interest paid gross by banks and building societies and the first £1,000 will be tax-free for basic rate tax payers (£500 for higher rate tax payers). For many savers the Cash ISA will no longer be necessary to shelter their savings from tax. So should you be ditching your Cash ISAs? Read on for more information


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