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Contact Us


New Barn

Manor Farm Courtyard

Southam Lane




GL52 3PB

Phone: +44 (0)1242 514563

© 2018 by HDA Chartered Financial Planners

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

HDA is the trading name of Hugh Davies Associates Limited which is authorised and regulated by the Financial Conduct Authority (Firm no. 125569). Registered in England No. 1998413.   Registered Office New Barn, Manor Farm Courtyard, Southam Lane, Southam, Cheltenham, GL52 3PB.  Telephone: 01242 514563

Tax Planning

Tax will play a part in almost every area of financial planning.  “Death and Taxes” may be unavoidable but while the best we can hope for is to defer the former, we can take proactive steps to limit and (legally) avoid the latter!


HDA can help in the following ways:


  • Ensuring that you take maximum advantage of your income tax allowances

  • Structuring your savings in the most tax-efficient way

  • Maximising ISA allowances

  • Utilising Capital Gains Tax allowances each year when appropriate

  • Maximising pension contributions

  • Appropriate use of Trusts

  • Offshore investments

  • Making gifts

  • Accelerated pension funding for Company Directors

  • Tax mitigation using EIS and VCT

  • BPR structures to reduce and avoid Inheritance Tax


For further information and individual advice please get in touch.